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Q: Do I have to use the 529 plan offered by my state?
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Think Outside of the State
Don't limit yourself to the 529 funds offered by your state. You can enroll in a 529 fund offered by any state. Because state 529 funds can be used to bankroll education in any other state and vary in terms of rules and regulations, it makes sense to look around to find a state that offers a low-fee plan that meets your needs.