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May 23, 2008, Newsletter Issue #119: Take Your Time

1

Tip of the Week

Read a few books or articles about investing and you're sure to come across a chart showing you how much money you'll lose out on if you don't invest in the stock market right away. Don't let this rush you into investing before you're ready. Invest in the wrong stocks and your early investments will cost you. Before you take a leap into buying individual stocks, keep a trial portfolio. You can do this with a notebook or with a computer program like Quicken or Microsoft Money. Pick a few stocks that you are interested in and keep track of them as if you had bought shares in them. Take into consideration any broker fees that would apply to your transactions. Your trial portfolio will give you experience with tracking stocks and help you decide if those stocks are right for you. You may also discover that tracking individual stocks is too stressful for you. In that case, look into stock mutual funds instead.



2

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