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529 Funds and Financial Aid

Money contributed to 529 funds will affect your child's eligibility for federal financial aid, but not by as much as you might think. Rather than having the entire amount of your 529 fund count as additional income, only a small percentage is considered. This means that you won't get as much financial aid if you have money saved up in 529 funds, but it's still worth it to save all you can.

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