If you want more personalized service than a discount broker can offer, look into a full-service broker. Full-service brokers offer investment advice, research help and more. They also come with a higher price tag than the no-frills discount brokers.

Interview several full-service brokers before you decide on one. Ask questions about the broker's education and past experience. Ask if the broker gets paid more for selling the firm's products and find out how the broker generally interacts with customers.

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